Lend into the leverage

Borrowers in Ponspods are not degens taking a directional bet — they are LPs who need the second side of a pair. Supplying USDG funds that leverage and earns the interest they pay.

Total supplied

$94.0M

Total borrowed

$79.9M

Average utilization

85%

across all markets

Best supply APY

18.9%

pMEME isolated market

Metavaults

One deposit, allocated across whitelisted pods by vlPODS governance.

Curated

USDG Prime Metavault

Denominated in USDG · Robinhood Chain

Supply APY

9.2%

Supplied

$42.8M

Borrowed

$38.1M

Borrow APR

10.4%

Utilization

89%

Allocation

pNVDA 26%pMAG7 21%pGME 17%pTSLA 14%pHOOD 12%pSEMI 10%

Memestock High-Beta Metavault

Denominated in USDG · Robinhood Chain

Supply APY

17.8%

Supplied

$9.64M

Borrowed

$9.31M

Borrow APR

19.6%

Utilization

97%

Allocation

pMEME 44%pGME 33%pSPACEX 23%

Treasury Conservative Metavault

Denominated in USDG · Robinhood Chain

Supply APY

6.1%

Supplied

$21.2M

Borrowed

$13.8M

Borrow APR

8.2%

Utilization

65%

Allocation

pTBILL 52%pAAPL 26%pXAU 22%

Isolated pod markets

Direct exposure to one pod. Higher rate, no diversification, no curator.

MarketSupply APYBorrow APRSuppliedBorrowedUtilization

pGME

USDG market

12.8%14.1%$3.94M$3.70M
94%
Supply

pNVDA

USDG market

7.1%8.4%$8.12M$7.14M
88%
Supply

pSPACEX

USDG market

14.4%16.0%$2.18M$2.11M
97%
Supply

pMEME

USDG market

18.9%20.4%$1.62M$1.60M
99%
Supply

pPONS

PONS market

9.6%11.1%$4.46M$4.14M
93%
Supply

Why utilization sits near 100% here

A pod bootstraps its own market with self-lending: the first borrower flash-borrows the paired asset, supplies it, borrows it back against the LP, and closes the loop in one transaction. That prints 100% utilization as a signal — Proof of Demand — telling lenders that borrow demand exists here before any outside capital arrives. Rates stay high until supply catches up.

Supply

Lenders take no directional exposure. They earn the interest borrowers pay to farm.

USDG
Balance 25,000.00
Supply APY9.2%
Utilization89%
Projected yearly$0.00